Spectrum Credit Score
Access unique credit score data and increase loan approvals 10-20% with the same level of risk
Proven results
10-20%
Increase in approvals
80%+
Coverage of bankable population
10-20%
Reduction in CPC
FEATURE
Credit Score with alternative data
Spectrum score combines telecom and transaction data to build a behavioral credit score proven to improve risk assessment
Score is not correlated to bureau score and brings alternative data for credit risk assessment
Available for 80%+ of the population
Score recalculated weekly
FEATURE
Spectrum score combined with Credit Bureau Score
Eureka partners with leading global credit bureaus to combine the Spectrum score with the national credit bureau score
Enables better credit decisioning on prime banking population
Increased visibility on risk profile of "Medium Risk" population to identify those actually low risk
Increase prime customer automatic approvals by 10%+
FEATURE
KYC and Instant Check
Verify customers and reduce fraud
Check accuracy of data provided by customer at time of application
Check address, national ID versus national databases and behavioral data
Data only provided with used consent
Increase Credit Card Issuance
Use Spectrum score to increase automatic approvals for credit card applications and drive credit card issuance
Increase Micro SME loans
Spectrum score can be used to support risk assessment of micro SMEs with limited company financial data and increase financial inclusion
Privacy Compliant
All credit score data is encrypted, anonymous and compliant with all relevant country privacy regulations. No Personally Identifable Information is stored by Eureka at any time
Start gaining access to a 360° population scale, truth data set to grow your business
Are you a single user? Startup, small businesses or venture capitals? Or large corporations? We've got you covered with our flexible subscription plans. Or start a free trial and see what we're all about.